Credit, Credit, Credit...and gift cards...

Instead of "Money money money," I think the song should go "Credit Credit Credit." At least that is how people seem to be spending these days. And it's not just about the fact that you have a "platinum or gold" card...now it's all about what your card looks like. There are literally thousands of designs now a days. You can show your support to charities, or root on your favorite athletic team, or even just show your Patriotism with Old Glory waving on your card. In 2003 MINT introduced Mint credit cards. The card was offered as two versions, a standard credit card and the MC2 card which has the bottom right-hand corner removed; this was the first change to the shape of credit cards in the UK for 37 years. With 0% interest on balance transfers and purchases until December, this is an attractive credit card for debt transferal or purchasing.

Of course, now you can even have credit cards that are actually gift cards. It's basically a universal gift certificate...taken where ever credit cards are accepted. So, say you wanted to buy me something special for my birthday. However, in a last minute wave of panic you realize, hey...she may already have this! Or, what if someone else give it to her?? I don't want to look like a fool...I know...I'll give her this gift card and then she can get something that makes her truly happy...and I'll be the big hero!! Everyone will talk about how thoughtful your gift was to me, and I'll be the happiest birthday girl around!! (PS...I'm not hinting...my birthday is eons away...but if you were thinking of something...well then here's your shot!)




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